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40+ precision tools, calculators & guides for money, paperwork and everyday decisions — take-home salary, GST, loan EMI, PDF & image conversions, cricket and more. Built for India, private by design.

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Why Toolsly

Not a directory. A fast, private toolkit made for the way India actually works.

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Runs in your browser

Every tool executes locally — no server round-trips, no waiting, instant results.

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Nothing uploaded

PDFs and images never leave your device. Zero server uploads, total privacy.

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Designed for India

GST, IPL, Dream11, Indian tax slabs and INR baked into every calculation.

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No signup, no paywall, no download. New tools added every single week.

Free online tools for India

Toolsly.in helps people across India make quicker everyday decisions about money, paperwork and daily life — from working out your real take-home salary to converting a document to PDF. Every tool is free, needs no signup and runs entirely in your browser.

Finance & money tools

The Salary & Take-Home Calculator converts CTC to exact in-hand pay and compares the new and old tax regimes for FY 2026-27, showing every deduction line — PF, professional tax, HRA, 80C and 80D — so you know exactly what reaches your account. The GST Calculator adds or removes GST, splits CGST/SGST/IGST and generates a downloadable invoice, making it useful for freelancers and small businesses. The EMI Calculator covers home, car, personal and education loans with a full amortisation schedule and a prepayment sensitivity view. The SIP Returns Calculator shows your inflation-adjusted corpus so you know what your money is actually worth at retirement, not just the nominal figure mutual fund ads quote. The Habit Cost Calculator reveals the true 10-year cost of daily spends — Swiggy orders, cigarettes, chai — and the investment value of that money redirected. A dedicated Home Loan set covers the whole journey: an Eligibility & Affordability Calculator for how much you can actually borrow, a Comparison Calculator that ranks offers by true total cost rather than headline rate, a Prepayment Calculator that weighs prepaying against foreclosing or reducing the EMI, a Rent vs Buy Calculator, and a step-by-step Smart Loan Planning guide. Tax guides round it out — a New vs Old Regime comparison for FY 2026-27, an HRA Exemption explainer, a Home Loan Tax Benefit guide covering Sections 24, 80C and 80EEA, and the NPS 80CCD(1B) extra ₹50,000 deduction.

Fuel & EV tools

The Smart Fuel Advisor tells you which petrol your car actually needs — whether XP95 is worth ₹7–9 more per litre now that E20 pump petrol is 95 RON — and calculates your annual savings across 53 models from 11 brands. The EV vs Petrol Calculator compares full ownership cost across 35 Indian models in 6 segments, covering purchase price, running costs, maintenance, resale value and break-even distance, with a plain “should you switch?” verdict rather than a number dump. The Diesel to EV Cost Calculator runs the same head-to-head for diesel owners weighing a change — price gap, running cost, resale value and the break-even year when the EV pulls ahead.

PDF & image tools

Merge several PDFs into one, extract text from a PDF into Word, or turn JPG, PNG and scanned photos into full-colour PDFs — all without uploading a single byte to a server. The Image Resizer & Converter handles JPG, PNG, WebP and iPhone HEIC files and lets you compress to an exact KB target, exactly what government portals and exam form portals enforce for Aadhaar, marksheets and passport-size photos.

Cricket & everyday utilities

Cricket fans get a Strike Rate Calculator with elite benchmarks, an NRR Calculator with IPL playoff scenarios, a live Required Run Rate tracker, a Fantasy Points Guide covering Dream11, My11Circle and MPL, and a Venue Fantasy Guide with pitch profiles. Everyday utilities include a live Word Counter, six-mode Percentage Calculator, Age Calculator, QR Code Generator (8 types), Password Generator, Number System Converter, Synonyms & Antonyms Finder, and an AI Subscription Calculator showing the true rupee cost of ChatGPT, Claude, Gemini and 12 other plans after forex and GST, and an AI Model Selector that turns a plain description of your task into the model most likely to handle it well without wasting tokens.

40+ free tools & guides. More every week.

Finance, fuel & EV, AI, PDF, image, cricket, fitness — everything you need, always free.

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